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College Football Public Betting Trends & Money Percentages


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Brady Trettenero

By Brady Trettenero

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College Football Betting Trends

Week 7 of the 2025 college football season continues Friday, October 10th with three evening matchups, and concludes with a full slate of games on Saturday, October 11th. Some of the noteworthy Week 7 College Football public betting splits include:

  • South Florida at North Texas features one of the most balanced totals of the week. The over/under at 67.5 has a dead-even 50-50 money split, despite the under holding a 57-43 edge in ticket count.
  • Rutgers at Washington is seeing consensus on the under. The total at 61.5 is drawing 62% of tickets and 52% of the money on the under, suggesting bettors expect a defensive battle.
  • Fresno State appears to be a public and sharp consensus play at Colorado State. The Bulldogs are getting 68% of both spread tickets and money at -6.5. The over at 47.5 is even more lopsided, drawing 71% of tickets and 74% of the handle. Our expert, however, is taking the under in his Fresno State vs Colorado State prediction.

Every bet placed on a college football game is tracked and entered into a system at your sportsbook of choice. Using all those transactions, bettors, analysts and fans alike can track trends based off the total number of bets placed and total amount of money bet on any game across the spread, moneyline or over/under total markets.

With that data, you can see the public consensus (as well as where the sharp money is) for every game before placing your bet.

How NCAAF Bet and Money Percentages Differ

Money percentages – or percent of the handle – refers to the total amount of money wagered on an event, often broken down by bet type.

The money percentage pools all the money wagered on any game together, first sorting it by the type of bet (moneyline, spread, or total points scored), and then breaks down what percentage of the handle is bet on each side.

Whichever side the handle is weighted to can signal the sharp action (if the amount of tickets on that side are low), or if that side is being heavily bet by the public (if the ticket percentage is high).

Bet percentages, meanwhile, are frequently referred to as “% of tickets” or “% of bets”. Tickets are just a term used for all the bets placed.

To get the bet percentage, you look at all the bets placed (regardless of the amount of money risked on each one), again, sorting first by the type of bet, and then look at the percentage of tickets on each side of the game.

This can help identify which side both high-stakes and low-stakes players are trending towards.

Noticing Sharp Action While Betting College Football

As broken down above, ticket percentage does not consider the amount risked on each ticket – it just counts each bet placed. If we compare the bet percentage and money percentage of the same team (for the same bet type), you’ll know something is up if they are not relatively similar.

For example, if Alabama has 78% of the tickets bet against the spread, but only has 50% of the money, we now know the bets being placed on Alabama are quite small – or the bets being placed on Ole Miss are quite large.

A noticeable difference between a team’s bet and money percentages can help signal sharp action. In order to calculate this, just subtract their bet percentage from their money percentage. If the result is a positive number, you’ve got larger bets being placed on this team. If the result is a negative number, you’ve got larger bets being placed on the other team.

While that’s not a 100% accurate formula to determine the sharp action, it can give you a general idea of where the money is.

College Football Public Betting FAQ

What is public betting on college football?

Public betting refers to the amount of money (and number of wagers) the public has placed on each team (and each game total) for the upcoming week. If the public is heavily backing e.g. the home or road team against the spread, it indicates that the public and the oddsmakers disagree on what the spread should be.

What percentage of college football teams cover the spread?

As with ATS betting in any two-team sport, 50% of teams cover and 50% of teams lose ATS (excluding pushes, that is, where the difference in the final score is equal to the spread; last season, only 13 games ended in a push).

How often does the favorite cover the spread in NCAAF?

In the 2021 season, the favorite covered 442 games ATS and lost 422 games ATS, which equals a 51.16% win percentage against the spread .

Who is the public betting on college football?

The short answer is that the public loves favorites and big names. Teams like Alabama, Ohio State, Georgia, and Clemson tend to get a disproportionate amount of both wagers and handle, even as massive double-digit favorites.