Oregon vs Indiana Same-Game Parlay & Expert Picks for Peach Bowl

• Get a +550 Oregon vs Indiana same-game parlay for Friday’s Peach Bowl
• The winner advances to face Miami for the National Championship
• Check out my Oregon vs Indiana same-game parlay and expert picks below

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Two Big Ten juggernauts battle in the CFP Semifinal as the No.1 Indiana Hoosiers (14-0) and No.5 Oregon Ducks (13-1) square off for the second time this season. Indiana gave Oregon its lone loss of the season. Mercedes-Benz Stadium in Atlanta will host the Peach Bowl at 7:30 PM ET on Friday, Jan. 9. ESPN will broadcast the game.

Keep reading for my Oregon vs Indiana same-game parlay as well as my final prediction for the Peach Bowl.

Oregon vs Indiana Same-Game Parlay Picks

This Oregon vs Indiana same-game parlay combines three legs with +550 odds, meaning a $100 bet returns $550 in profit if all three predictions hit. Same-game parlays offer bigger payouts than individual bets because all selections must win – but when they do, the returns multiply quickly.

Odds as of Thursday afternoon from FanDuel Sportsbook. Build your own Peach Bowl SGP with the FanDuel promo code or browse college football betting apps.

Here’s the breakdown of each leg in my Oregon vs Indiana same-game parlay:

Peach Bowl SGP Pick #1: Indiana -3.5 (-105, FanDuel)

In the five games in which the spread has been within 10 points, Indiana is 5-0 straight-up and 4-1 against the spread, only failing to cover against Iowa. In the first matchup with Oregon, Indiana was a seven-point underdog before winning fairly easily by 10.

Indiana’s defense ranks second nationally in scoring defense at 10.3 points per game and second in total defense at 252.6 yards per game. The Hoosiers dominated Alabama 38-3 in the Rose Bowl and held the Crimson Tide to season lows across the board. Against Oregon in October, Indiana held the Ducks to a season-low 20 points and sacked Dante Moore six times.

The most glaring mismatch is third-down execution. Indiana leads the nation with a 56.47% third-down conversion rate on offense while ranking fourth defensively by holding opponents to just 28.02%. That ability to extend drives keeps Fernando Mendoza on the field and Oregon’s offense on the sideline, exactly what you want when laying a short number.

Peach Bowl SGP Pick #2: Under 48.5 (+102, FanDuel)

In a tournament featuring elite defenses, Oregon and Indiana boast two of the best in the country. By points per game allowed, both Oregon and Indiana are in the top six in the country. In the first matchup, 50 points were scored, but that total only came from a pick-six. Offensively, the under would have hit.

Recent playoff trends strongly favor low scoring. In their last CFP games, Indiana and Oregon combined to allow just three total points. Indiana demolished Alabama 38-3, and Oregon shut out Texas Tech 23-0. These defenses are peaking at the right time, and both teams excel at preventing explosive plays.

Indiana has gone under in four of their last five games. The Hoosiers’ style of play, controlling clock with their rushing attack and suffocating opponents defensively, naturally leads to lower-scoring games. When Indiana held the ball for extended periods in the first meeting, Oregon managed just 13 offensive points.

Peach Bowl SGP Pick #3: Fernando Mendoza Over 1.5 Passing TDs (-130, FanDuel)

Mendoza has multiple touchdown passes in nine of 14 games this season. While he only threw one touchdown against Oregon in the first matchup, Mendoza has covered this line in seven of nine non-road games, including last week in the Rose Bowl.

Fernando Mendoza completed a Rose Bowl record 87.5% of his attempts 😤🔥 pic.twitter.com/z9SBdlUTXA

— Big Ten Football (@B1Gfootball) January 2, 2026

The Heisman Trophy winner has thrown 36 touchdown passes this season against just six interceptions, averaging 2.9 per game. In the Rose Bowl versus Alabama, Mendoza completed 14-of-16 passes for 192 yards and three touchdowns, setting bowl records for completion percentage (87.5%) and passer rating (250.2).

Indiana converts 91.2% of red-zone trips into points and scores touchdowns on 72.06% of possessions inside the 20. When Indiana gets close, they don’t settle for field goals, they punch it in with Mendoza’s arm. Against an Oregon defense that just struggled to generate pressure against Texas Tech, Mendoza should have time to find his targets in the red zone.

Oregon vs Indiana Prediction

My Oregon vs Indiana Prediction: Indiana 24, Oregon 17

For my money, these are the two most well-rounded teams in the country. Ohio State might be more talented than Oregon, but Ohio State has a clear weakness in its offensive line (which cost the Buckeyes massively in the CFP Quarterfinals against Miami). Oregon, much like Indiana, has no definitive weakness.

Last week, Oregon’s defense pitched a shutout, keeping a mediocre offensive performance afloat in a 23-0 win. Future top-five pick Dante Moore had his struggles, but he made just enough plays against a premier defense in Texas Tech. Indiana’s defense might not have the individual talent Texas Tech does, but no defense is as cohesive as Indiana’s.

Indiana, meanwhile, demolished Alabama in one of the most thorough beatdowns any team has had all season. After a two-sack first drive, Indiana faced no resistance the rest of the way. The Hoosiers doubled Alabama in terms of yards and held the Tide to 1.4 yards per rush. Despite only throwing 16 passes, Fernando Mendoza threw three touchdowns.

I lean with Indiana to win and move to 15-0 and the doorstep of history.

What Will Decide the Peach Bowl

In no uncertain terms, the team that runs the ball better will win on Friday night. Back in October, Indiana had the narrow edge on the ground. The Hoosiers only averaged 3.0 yards per carry, but they cracked 100 yards on the ground and scored two touchdowns.

Oregon, meanwhile, ran for a paltry 2.7 yards per carry and a rare zero touchdowns. Indiana had three different runners record a 10-yard run while keeping the lid on Oregon’s elite rushing attack.

If there is one game that I thought Dante Moore struggled in… it was Indiana…

They are REALLY good at disguising coverage.

Here they show single high zone pressure and rotate to Tampa 2 with CB blitz from the boundary. pic.twitter.com/vfoBtH7XUb

— The Spread Offense (@Spread_Offense) January 8, 2026

It’s worth mentioning that sacks count as negative rushing yards, and Indiana’s six sacks did some heavy lifting here. Oregon, for comparison, only sacked Mendoza once on the day. Indiana had the perfect mix of creating negative plays and preventing any explosive runs. Oregon has 76 explosive runs on the season, they had one against Indiana.

For more betting options, check out our Oregon vs Indiana player props and Oregon vs Indiana prediction.